Building Homes, Transforming Lives
Wichita Habitat for Humanity partners with families residing in Sedgwick County who are interested in improving their lives through homeownership and can afford to pay around $450 a month for 20 years.
Criteria for Selection
1. Need for housing
Applicants currently live in substandard, overcrowded, temporary or unsafe living conditions, or are paying over 30% of income on housing and utility costs, or have not been able to obtain a conventional bank loan.
2. Ability to Pay
Applicants should have a steady income that is sufficient to repay the 20-year, 0% interest mortgage and monthly living expenses (see income guidelines below)
3. Willingness to Partner
Applicants should be willing to partner with us. This includes working between 250-400 hours of “sweat equity”, attending homeownership classes and saving money to cover their closing costs.
Wichita Habitat for Humanity accepts all sources of legal, steady, documentable income that will continue for a period of no less than 36 months. This includes (but is not limited to) Wages, Child Support, SSI, Disability, Social Security. Income from all members of the household should be reported even if person is not a co-applicant.
Household Size Gross Annual Income