Building Homes, Transforming Lives

Wichita Habitat for Humanity partners with families residing in Sedgwick County who are interested in improving their lives through home ownership and can afford to pay around $350 a month for 20 years.

CRITERIA FOR SELECTION

Wichita Habitat for Humanity (WHFH) is looking for applicants with a NEED FOR HOUSING that are unable to obtain conventional financing due to limited income or credit challenges. 

Applicants should have a steady income that is sufficient to REPAY THE 20-YEAR, 0% INTEREST MORTGAGE and monthly living expenses.

Applicants should be WILLING TO PARTNER with us.  This includes working between 250-400 hours of “sweat equity”, attending homeownership classes and saving money for closing costs.

We believe every family
should have, as a minimum,
a simple, decent place to live

Eligible Income
Wichita Habitat for Humanity accepts all sources of legal, steady, documentable income that will continue for a period of no less than 36 months.  This includes (but is not limited to) Wages, Child Support, Food Stamps, SSI, Disability, Social Security.  Income from all adult members of the household should be reported even if person is not a co-applicant.

Frequently Asked Questions:

1.  How long before I can purchase my own home?
            The amount of time from selection to homeownership
            is normally 6-12 months.  During this time you will be
            working your “sweat equity” hours, attending
            homeownership classes and saving money for closing costs.

2.  How much is the downpayment?
            Wichita Habitat requires no downpayment.  You are
            required to pay $1200 in closing costs at your mortgage signing . 

3.  What about my credit?
        Wichita Habitat is willing to work with those whose credit is less
            than perfect.  However, if you have had problems with your credit
            in the past, we encourage you to begin working to repair it right away. 
            Get a free copy of your credit report at www.annualcreditreport.com
            then contact an agency such as Consumer Credit Counseling Services
            for guidance and advice.  A small fee may apply.

4.  Where does Wichita Habitat for Humanity build homes?
            Wichita Habitat builds homes on lots that we own.  We currently
            own lots in several locations throughout the city of Wichita.

            Construction kicked off in August 2007 on our 40-plus home
            development located at 33rd & Jackson. 

            Approximately 60-70 percent of the homes built during 2008-2010
            will be located in this development.

If you are interested in applying, please attend one of our information meetings:

Thursday, June 19th @ 6:30 pm

or

Saturday, June 21st @ 10:00 am

Meetings are held at the Wichita Habitat for Humanity Office
(420 E. English, Suite B)

If you are interested in attending one of our meetings please call 269-0755 or email: marci@wichitahabitat.org