Criteria & Qualifications

Building Hope, One House at a Time

Wichita Habitat for Humanity partners with individuals and families residing in Sedgwick County who are interested in improving their lives through homeownership and can afford to pay around $450 a month for 20 years.

If you meet the three criteria listed below, please attend an information meeting to obtain an application and learn more about what’s involved.  You may be eligible if you have a:

  1. Need for housing: Currently live in substandard, overcrowded, temporary or unsafe living conditions, or are paying over 30% of income on housing and utility costs, or have not been able to obtain a conventional bank loan.
  2. Ability to Pay:  Have a steady income that is sufficient to repay the 20-year, 0% interest mortgage and monthly living expenses (see income guidelines below)
  3. Willingness to Partner with us.  This includes working between 250-400 hours of “sweat equity,” attending homebuyer education classes and saving money to cover your closing costs.

Income Information

Wichita Habitat for Humanity accepts all sources of legal, steady, documentable income that will continue for a period of no less than 36 months.  This includes (but is not limited to) Wages, Child Support, SSI, Disability, Social Security.  Income from all members of the household should be reported even if person is not a co-applicant.

Income Guidelines

Household Size        Gross Annual Income

1                               $15,264 – $28,347

2                               $17,444 – $32,396

3                               $19,625 – $36,446

4                               $21,805 – $40,495

5                               $23,549 – $43,735

6                               $25,294 – $46,974

7                               $27,038 – $50,214

8                               $28,783 – $53,453