Home Repair Program
Wichita Habitat for Humanity’s Home Repair Program partners with qualified homeowners to assist with a variety of projects, from larger-scale exterior repairs to smaller-scale energy efficiency upgrades. Our programs range from grant-funded options to zero-interest loans based on income. The purpose of this program is to help homeowners maintain their homes and to keep the community thriving.
Click this link to read about a homeowner who was served by our program.
Types of Repairs
- Roof, gutter, and siding repair or replacement
- Exterior doors and window repair or replacement
- Plumbing, electrical and HVAC repair or replacement
- Tree hazards and site cleanup
- Accessibility modifications
- All repairs must meet Wichita Habitat’s Minimum Housing Quality Standard
What we DON'T Do
- Cosmetic repairs
- Building additions
- Emergency repairs
- Large structural repair
Affordability
- Zero Interest Loans
- Sliding scale for grant and/or loan based on Income
- Pay Installments (1-15 years) instead of all at once
- Get started by filling out the pre-application at the bottom of the page
Application Requirements
- A completed Home Repair Program Application (Additional application for other combined programs may be required)
- Must provide formal, verifiable proof of current income. Check stubs, SSI, pension, child support, alimony, etc.
- Copy of homeowner’s insurance or recent denial letter (within 90 days) from insurance company with explanation of denial. (may be eligible)
- Copy of Identification for everyone in the household.
- Elderly, disabled, and veterans strongly encouraged to apply
Qualifications
- Must be a homeowner
- Household income should not exceed 100% of area median income (AMI)
- Must be current on mortgage payments, property taxes, and utilities and have homeowners insurance
- Demonstrate the ability to repay all or part of a no interest loan
- Willingness to partner with Habitat minimum of 4 hours sweat equity (sweat equity will be based on the size of the project
- Show need for repair using Housing Quality Standards
- Allow us to do a whole house assessment and show a need for repair using our Housing Quality Standards
Income Guidelines
| Household Size | Below 35% Area Median Income | 35-60% Area Median Income | 61-80% Area Median Income | 81-100% Area Median Income |
|---|---|---|---|---|
| 1 | $20,860 | $35,760 | $47,680 | $59,600 |
| 2 | $23,835 | $40,860 | $54,480 | $68,100 |
| 3 | $26,810 | $45,960 | $61,280 | $76,600 |
| 4 | $29,785 | $51,060 | $68,080 | $85,100 |
| 5 | $32,200 | $55,200 | $73,600 | $92,000 |
| 6 | $34,580 | $59,280 | $79,040 | $98,800 |
| 7 | $36,960 | $63,360 | $84,480 | $105,600 |
| 8 | $39,340 | $67,440 | $89,920 | $112,400 |
| Repayment Amount | $150 Processing Fee | 25% Repayment Required | 40% Repayment Required | 100% Repayment Required |
Intake Forms
Please fill out this intake form to see if you might qualify. You will be contacted soon. Thank you.
Online Form
Print Form